直接上代码,不解释

<!DOCTYPE html>
<html lang="en">

<head>
    <meta charset="UTF-8">
    <meta name="viewport" content="width=device-width, initial-scale=1.0">
    <title>Document</title>
    <style>
        * {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        body {
            background:
                -webkit-linear-gradient(top, transparent 99px, #ccc 99px),
                -webkit-linear-gradient(left, transparent 99px, #ccc 99px);
            background-size: 100px 100px;
        }


        .container {
            position: absolute;
            top: 0;
            left: 0;
            width: 200px;
            height: 200px;
        }

        img {
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            object-fit: cover;
            transform-origin: 0% 0%;
        }
    </style>
</head>

<body>
    <div class="container">
        <img id="img" src="https://t7.baidu.com/it/u=1653814446,2847580380&fm=193&f=GIF" alt="">
    </div>
    <script>
        let s = 1//缩放倍率
        let lasts = 1
        let minL = 1
        let maxL = 20

        const img = document.getElementById('img')

        // 缩放前,鼠标位置相对图片缩放为1时的位置
        const getSourePosition = (el, s, x, y) => {
            let sourceTop = +el.style.top.slice(0, -2)
            let sourceLeft = +el.style.left.slice(0, -2)

            let x2 = (x - sourceLeft) / s
            let y2 = (y - sourceTop) / s

            return { x2, y2 }
        }

        // 缩放后,图片需要的位移
        getXY = (s, x, y, x2, y2) => {
            // 缩放后的位置
            let x3 = x2 * s
            let y3 = y2 * s

            // 缩放后的位置移动到鼠标位置,需要的位移
            let x4 = x - x3
            let y4 = y - y3

            return { x4, y4 }
        }

        // 设置图片位置
        const setPosition = (el, x4, y4, s) => {
            el.style.left = `${x4}px`
            el.style.top = `${y4}px`
            el.style.transform = `scale(${s})`
        }

        img.addEventListener('mousewheel', (e) => {
            const { x, y, deltaY } = e

            s += deltaY * -0.01
            s = Math.min(Math.max(minL, s), maxL)

            // 放大
            if (deltaY < 0) {
                let { x2, y2 } = getSourePosition(img, lasts, x, y)

                let { x4, y4 } = getXY(s, x, y, x2, y2)

                if (lasts < maxL) {
                    lasts = s
                    setPosition(img, x4, y4, s)
                }
            }
            // 缩小
            if (deltaY > 0) {
                let { x2, y2 } = getSourePosition(img, lasts, x, y)

                let { x4, y4 } = getXY(s, x, y, x2, y2)

                if (lasts > minL) {
                    lasts = s
                    setPosition(img, x4, y4, s)
                }
            }
        })
    </script>
</body>

</html>