提现到个人支付宝官方的名称是单笔转账到支付宝账户

1、创建应用并获取APPID

如果没有在开发平台创建应用就得创建一个​​《开放平台应用创建指南》​

如果之前有创建过应用那么就可以直接添加功能

支付宝支付-提现到个人支付宝_支付宝提现

如果只是测试不上线可以跳过上面的步骤,直接使用沙盒环境测试

2、配置密钥

可以参考​​《配置应用环境》​

​生成RSA密钥​

支付宝支付-提现到个人支付宝_查询接口_02

3、下载服务端SDK

​下载开放平台服务端SDK​

4、使用服务端SDK

4.1 初始化SDK
AlipayClient alipayClient = new DefaultAlipayClient(URL, APP_ID, APP_PRIVATE_KEY, FORMAT, CHARSET, ALIPAY_PUBLIC_KEY, SIGN_TYPE);


参数说明可以参考​​关键参数说明​

4.2 接口调用

调用流程

支付宝支付-提现到个人支付宝_支付宝提现_03

说明:

1、如果商户重复请求转账,支付宝会幂等返回成功结果,商户必须对重复转账的业务做好幂等处理;如果不判断,存在潜在的风险,商户自行承担因此而产生的所有损失。

2、如果调用alipay.fund.trans.toaccount.transfer掉单时,或返回结果code=20000时,或返回结果code=40004,sub_code= SYSTEM_ERROR时,请调用alipay.fund.trans.order.query发起查询,如果未查询到结果,请保持原请求不变再次请求alipay.fund.trans.toaccount.transfer接口。

3、商户处理转账结果时,对于错误码的处理,只能使用sub_code作为后续处理的判断依据,不可使用sub_msg作为后续处理的判断依据。

4.3 SDK的调用

主要涉及到两个接口

4.4 单笔转账到支付宝账户接口alipay.fund.trans.toaccount.transfer 封装

直接调用转账接口如果返回不是​​Success​​ 就调用转账查询接口

/**
* 单笔转账到支付宝账户
* https://doc.open.alipay.com/docs/doc.htm?spm=a219a.7629140.0.0.54Ty29&treeId=193&articleId=106236&docType=1
* @param content
* @return
* @throws AlipayApiException
*/
public static boolean transfer(AlipayFundTransToaccountTransferModel model) throws AlipayApiException{
AlipayFundTransToaccountTransferResponse response = transferToResponse(model);
String result = response.getBody();
log.info("transfer result>"+result);
System.out.println("transfer result>"+result);
if (response.isSuccess()) {
return true;
} else {
//调用查询接口查询数据
JSONObject jsonObject = JSONObject.parseObject(result);
String out_biz_no = jsonObject.getJSONObject("alipay_fund_trans_toaccount_transfer_response").getString("out_biz_no");
AlipayFundTransOrderQueryModel queryModel = new AlipayFundTransOrderQueryModel();
model.setOutBizNo(out_biz_no);
boolean isSuccess = transferQuery(queryModel);
if (isSuccess) {
return true;
}
}
return false;
}

public static AlipayFundTransToaccountTransferResponse transferToResponse(AlipayFundTransToaccountTransferModel model) throws AlipayApiException{
AlipayFundTransToaccountTransferRequest request = new AlipayFundTransToaccountTransferRequest();
request.setBizModel(model);
return alipayClient.execute(request);
}


4.5 查询转账订单接口alipay.fund.trans.order.query 封装
/**
* 转账查询接口
* @param content
* @return
* @throws AlipayApiException
*/
public static boolean transferQuery(AlipayFundTransOrderQueryModel model) throws AlipayApiException{
AlipayFundTransOrderQueryResponse response = transferQueryToResponse(model);
log.info("transferQuery result>"+response.getBody());
System.out.println("transferQuery result>"+response.getBody());
if(response.isSuccess()){
return true;
}
return false;
}
public static AlipayFundTransOrderQueryResponse transferQueryToResponse(AlipayFundTransOrderQueryModel model) throws AlipayApiException{
AlipayFundTransOrderQueryRequest request = new AlipayFundTransOrderQueryRequest();
request.setBizModel(model);
return alipayClient.execute(request);
}


5、 接口测试

/**
* 单笔转账到支付宝账户
* https://doc.open.alipay.com/docs/doc.htm?spm=a219a.7629140.0.0.54Ty29&treeId=193&articleId=106236&docType=1
*/
public void transfer() {
boolean isSuccess = false;
String total_amount = "100";
AlipayFundTransToaccountTransferModel model = new AlipayFundTransToaccountTransferModel();
model.setOutBizNo(StringUtils.getOutTradeNo());//生成订单号
model.setPayeeType("ALIPAY_LOGONID");//固定值
model.setPayeeAccount("abpkvd0206@sandbox.com");//转账收款账户
model.setAmount(total_amount);
model.setPayerShowName("测试退款");
model.setPayerRealName("沙箱环境");//账户真实名称
model.setRemark("javen测试单笔转账到支付宝");

try {
isSuccess = AliPayApi.transfer(model);
} catch (Exception e) {
e.printStackTrace();
}
renderJson(isSuccess);
}


故意把账户真实名称写错

{
"alipay_fund_trans_toaccount_transfer_response": {
"code": "40004",
"msg": "Business Failed",
"sub_code": "PAYER_USER_INFO_ERROR",
"sub_msg": "付款用户姓名或其它信息不一致",
"out_biz_no": "051023044814944"
},
"sign": "Zbm9lI9GbTlLbYsPQoJhd5y7+oevOInPFoKlRWp2064VUPZYUGBJRiM/8Ip8Vfz4MDhu+0Uc3gEzvoXk1O6eVj7bAPjGLc5cZI3gQNmbogTxeK/4eGgIjxJBKK46r6rzKgK2/e7YEBmExi6hACbo3inBqX0OnaIxIbedZnYY2qrkNdhIjiD1G/EWJNH846IEwhwLkihV7vVKXhIgfmfKmGu5jE7aNddwxKhAK8fAzTR7JOs8p/ZOcLD9/RHfUP1ro4HoNlUOrFUZfhxRuUEFwLxvcJon0HkcO6dnjNnXQx3jh/Ne3632SpWca1pZczervU3/z9/C0LVflQWna42t9g=="
}


正确返回结果


{
"alipay_fund_trans_toaccount_transfer_response": {
"code": "10000",
"msg": "Success",
"order_id": "20170510110070001500460000004431",
"out_biz_no": "051023003214944",
"pay_date": "2017-05-10 23:00:30"
},
"sign": "hedaOEcrS8CwzcLNFAQhLWJnmevaA4a+SsNuzuuyBHABUjJ+ZvagMoS1/eUpRIHfwXVOLxGVjCCtJzi4Irclqu2Roz9aHo8ROkNKFKbw66lcT2dOo9AWCYw8UVhQDUjjSZ/d+lu9nnpHPf3ZPPdFHvziBo6ghZF0DRiIX/9ZVx7uH7grFJb8SRbCbcF5C7eouJU8Aw9sMdu/XjREdlW7pLvjeinzouOLbIpICRP33JtGC/KhgdQltDzlXHtVgi9xWRJVXJVp7+jtDRbRP+V+ImY9NqYKtpfxtTBZZ1bW6nOxJaMV7ePgC/6GpDIyWjg+LdHQ09eeBtTy4XCOxtGe1g=="
}